0 APR credit cards are here to stay. Now that we’re well into the New Year we’ve learned (again) the lessons of the festive season. Zero interest credit is a nice idea, but why not extend it beyond your present credit card to the next, and the next. This seven point checklist will assure the [...]
Posts on ‘July 26th, 2010’
Debt Consolidation To Avoid Further Damage To Your Credit!
So if you are beginning to miss payments or pay late and you fear your credit will get ruined, it’s best if you consolidate your debt right away.
If you want to prevent delinquencies from appearing in your credit report, you should consolidate your debt as soon as you feel you are loosing control over your [...]
Gift Cards: The Advantages and Disadvantages
Everyone loves receiving and giving gift cards for special occasions. They reduce the stress of worrying if the recipient will like those jeans or shirt you bought them. They eliminate the fake smile and the “I can always use a new pair of jeans” routine from the person getting the gift. However, beware of the [...]
Why Not to Pay PPI (Payment Protection Insurance)
One way to save money on your credit card bill is to not take the payment protection insurance, this is a waste of money and the only one who will benefit from this is the credit card company.
Some people don’t realise that they are actually paying the payment protection insurance it can be hidden in [...]