The Fair and Accurate Credit Transactions Act (FACTA) of 2003 made sweeping changes to the Fair Credit Reporting Act (FCRA). On the surface some of these changes seemed like a win for consumers. Take the ANNUAL FREE CREDIT REPORT clause for example. Wow! The Credit Bureaus are actually giving away free credit reports! What a [...]
Posts on ‘July 2nd, 2007’
How to Evaluate and Raise Your Credit Score
Why do some people get offers for pre-approved credit cards and others don’t? What do car dealers know about your financial health that you don’t know? The answer is your credit score.
Your credit score is a number generated by a mathematical formula to estimate how likely you are to pay your bills. Based on the [...]
Rekindle Your Dreams with Bad Credit Business Loans
Bad credit history is a situation, which in the past may have ruined your chances of getting a loan. Nevertheless, now the situation is different and so are the chances that you may get a loan with your bad credit history.
Bad credit history is a situation that a person finds himself in, when he has [...]
Better Investing Made Easy
If there were one piece of advice that an investor could ask for, the question would probably be something like “What do I need to do to invest better?” Better investing choices are sought by investors every day. Some find them and succeed, others do not. The difference clearly lies in better [...]