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Posts on ‘March 27th, 2007’

How Does Student Debt Affect Credit Score?

Most student loan programs give new graduates from six to nine months before they have to begin paying back the debt. That helps people new in their careers find jobs and begin getting used to paying monthly expenses.
However, sometimes that time is not enough and if students don’t know how to deal with this situation [...]

Personal Bankruptcy Kitchener – How To Turbo Charge the Bankruptcy Process

As a Canadian bankruptcy trustee with a head office in Kitchener, Ontario, I know from experience that virtually no-one ever expects to file for personal bankruptcy. However, if you realize that personal bankruptcy is the only practical option for dealing with your debts, here are some tips to turbo charge the personal bankruptcy process so [...]

How to Apply for a Business Loan

Going through the entire ordeal of applying for a business cash advance or loan is not easy and clear-cut as applying for a home loan or a personal loan. This is most likely due to the fact that business loans are more of a default risk. Therefore, lenders need to exercise greater caution and emphasis [...]

Credit Scoring Is About To Change But How And When?

In a nice change of pace, all three credit reporting agencies, Experian, Equifax and TransUnion have joined together in developing a new way to score your credit. The three say that this new scoring system, called VantageScore, was developed to make the loan process simpler and easier for both consumers [...]