Posts on ‘February 9th, 2006’

Have you heard claims from a debt management company that they can “stop those creditors from calling” and that they will “clean up your credit” among other things? If you are in need of financial counseling and assistance due to burdensome debt, you may be thinking about calling a debt management company. While [...]

Secured debt consolidation loans is perfect for those who have unaccounted sum unpaid like credit card debts, medical bills; unsecured loans etc.Secured debt consolidation loans can be obtained by offering collaterals in the form of home, stocks, bonds etc. Credit cards are meant for paying your instant bills. But extreme use of credit cards can [...]

Mezzanine loans have become a common alternative to conventional subordinate financing where the terms of a superior (first position) loan prohibit the placement of junior liens on the subject property. The reason a mezzanine loan remains possible under such circumstances is that a mezzanine loan is not secured by a trust deed on the property, [...]

Normal distributions (a bell curve) of asset returns is a key assumption made by many financial models, including the capital asset pricing model (CAPM) and the Black-Scholes option pricing model(BSM). However, actual asset returns may not be so normal.
Normal Distributions Overestimate the Improbability of Unlikely Market Events: Using a normal distribution, events that diverge from [...]